Korea101
Korea 101  /  Living
LIV · 101

Living & Costs

The day-to-day setup: a bank account, a phone, a place to live, health insurance — and a realistic picture of what it all costs.

Guides

Your first weeks, sorted.

Opening a bank account

The account salary, rent and apps all run on — which banks, what to bring, avoiding a restricted account.

ARC neededHana/ShinhanIn person
Read guide →

Getting a phone / SIM

Prepaid on day one, postpaid after your ARC, MVNO to save — and how to pass banking verification.

Prepaid vs postpaid010 numberPASS app
Read guide →

Finding a place to live

Jeonse vs wolse, deposits and key money, what it costs, and how to protect your deposit.

Wolse/JeonseDeposit확정일자
Read guide →

National Health Insurance

Mandatory after 6 months, cheap and excellent — premiums, coverage, and how to enroll.

NHIS6-month rulePremiums
Read guide →

Cost of living

A realistic monthly budget — rent, food, transport, healthcare, and the "expat tax" to avoid.

Monthly budgetSeoul vs citiesSaving
Read guide →

Sending money home

Wise vs SentBe vs WireBarley, what you need, and the $50,000/year limit to know.

RemittanceBest rates$50k limit
Read guide →

Seeing a doctor

Clinic vs hospital, how a visit works, pharmacies, emergency numbers, and English-speaking care.

의원/약국119 / 1339NHIS
Read guide →

Getting a driver's license

IDP for short stays, exchanging your home license for long ones, and the step-by-step process.

IDPLicense exchangeKOROAD
Read guide →

Trash & recycling

The thing everyone gets wrong first — pay-as-you-throw bags, food waste, sorting, and fines.

종량제Food wasteDistrict bags
Read guide →

Mobile payments & apps

Kakao Pay vs Naver Pay vs Toss, the essential app stack, and fixing verification errors.

Kakao PayNaver MapDelivery
Read guide →

Utilities & bills

Electricity, gas, water and internet — how to set up, pay, and reclaim what's yours.

KEPCO관리비Auto-pay
Read guide →

Survival Korean

Read Hangul, master a few dozen phrases, and handle daily life with confidence.

HangulPhrasesSigns
Read guide →

Grocery shopping

Hypermarkets, traditional markets, and delivery apps that actually take your card.

E-MartCoupangMarkets
Read guide →

Safety & emergencies

112, 119, 1330 — the numbers, apps and steps that turn a scare into a plan.

112 / 119AppsDisasters
Read guide →

Pets in Korea

Bringing one in, the titer test, mandatory dog registration, and life with a pet here.

ImportRegistrationVets
Read guide →

Making friends

From language exchanges to real friendships — the practical map to a social life here.

MeetupsKakaoTalkHobby clubs
Read guide →

Gyms & hobbies

How gym memberships work, what PT costs, and the sports and classes worth joining.

헬스장PTHiking
Read guide →

Haircuts & beauty

Prices, how to book, bringing photos, and finding a salon that gets your hair right.

SalonsPermsNo tipping
Read guide →

Childcare & schools

Daycare, kindergarten, public and international schools — costs, subsidies, and how to enrol.

어린이집SubsidiesARC
Read guide →

Dating in Korea

How people meet, couple culture, etiquette, and cross-cultural real talk — respectfully.

소개팅Couple cultureApps
Read guide →

Cafe culture

Seoul's 90,000 cafes — the etiquette, working & studying, study cafes, and themed spots.

1인 1음료카공족Study cafe
Read guide →